Commercial Insurance

Public Liability Insurance

Public Liability Insurance protects businesses and individuals from claims for injury or property damage caused to third parties during their activities. It covers legal fees and compensation payments, helping to prevent potentially devastating financial losses. Additionally, it builds trust with clients by demonstrating preparedness for handling risks responsibly.

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GGIS Website - Commercial Insurance - 2. Business

Business Insurance

Business Insurance helps small to medium-sized businesses protect their premises and contents from damage or loss. Coverage options include fire, burglary, business interruption, and general property insurance for items like laptops, as well as public and product liability insurance. With the right protection, businesses can recover quickly from unexpected events.

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GGIS Website - Commercial Insurance - 3. Professional Indemnity

Professional Indemnity

Professional Indemnity Insurance is designed for people who provide professional advice for a living, including accountants, marketing consultants and medical professionals. It protects you, your employees and your business against claims arising from alleged errors and omissions in carrying out your professional duty.


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Cyber Insurance

Cyber Insurance protects businesses from financial losses caused by cyberattacks, data breaches, or other cyber incidents. It covers costs related to data recovery, legal fees, and customer notification following a breach. This type of insurance helps businesses manage the risks of operating in a digital environment and safeguard against potential disruptions.

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Management Liability Insurance

Management Liability Insurance safeguards the personal assets of directors and officers from claims arising from their management decisions. It covers wrongful acts like mismanagement and breaches of duty, helping businesses mitigate financial risks from potential lawsuits and ensuring leadership stability.



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Industrial Special Risk Insurance

Industrial Special Risk insurance provides comprehensive coverage for large businesses against physical loss or damage to property, including buildings, equipment, and stock. It covers a wide range of risks, such as fire, storms, and theft, offering flexibility in protection. ISR insurance is ideal for businesses with significant assets, helping them recover quickly from major events that could disrupt operations.

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Trade Insurance

Trade Insurance helps protect your business premises and equipment from damage or loss, offering peace of mind. It covers a variety of trades, with options such as public and products liability insurance for damage caused during business operations, and general property insurance for tools and equipment anywhere in the world. Additional coverage includes tax audit insurance for legal and accounting fees during audits, as well as fire and damage insurance to safeguard buildings and contents—keeping your business secure and resilient!

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Commercial Motor Insurance

Commercial Motor Insurance protects the vehicles owned by your business, ensuring they are covered against damage, theft, or liability. This insurance is essential for businesses that rely on vehicles for operations, offering peace of mind while on the road. It can cover a range of vehicles, from small cars to larger commercial trucks, tailored to your specific business needs.





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Fleet Motor Insurance

Fleet Motor Insurance is designed for businesses with multiple vehicles, providing comprehensive coverage for 15 or more commercial vehicles used in operations. This insurance protects against accidental damage, loss, and legal liability for property damage or personal injury caused by your vehicles. By consolidating your coverage, fleet motor insurance offers convenience and potential cost savings for businesses managing large numbers of vehicles.



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Heavy Motor Insurance

Heavy Motor Insurance provides specialised protection for heavy mobile machinery, or vehicles with a carrying capacity of over five tonnes. It is available across a range of occupations, including general carriers, tippers and building industry and equipment movers.




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Contract Works and Legal Liability Insurance

Contract Works and Legal Liability Insurance is designed for businesses who own, run or manage any type of construction site – protecting you against major contingencies before, during and after completion. Covers can be available as a one-off policy for a specific project, or you can take an annual policy covering multiple projects and sites Australia-wide.


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Farm Insurance

Farm Insurance safeguards you against financial loss due to significant interruptions in your farming operations, with specialized coverage for issues like machinery breakdowns and loss of feed or stock. Coverage options include business liability insurance for personal injury or property damage resulting from your activities, and farm property insurance for protecting buildings and contents from damage or loss.

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Commercial Strata Insurance

Commercial Strata Insurance covers buildings with shared ownership, like offices or retail spaces, protecting common areas and the structure. It includes damage and liability coverage for for share facilities. Arranged by the body corporate, it's mandatory in Australia. This insurance ensures repair costs are shared among unit owners.

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Not-For-Profit Organisations Insurance

Not-For-Profit Organisations Insurance is specifically designed for volunteer and community groups. It covers your organisation’s public liability exposure if your staff or volunteers are injured while helping out, or if a member of the public is hurt at one of your events.





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We look forward to working with you to achieve your goals.